Fund, send, and receive money globally with Due. Top up your account with ACH, wire transfers, or stablecoins, hold funds in USD and other major currencies, and move money across borders instantly, all from one secure, non-custodial wallet.
Minimal processing fees
Pay less than 0.5% to move money across the U.S. or globally, compared to the 2–4% charged by most traditional processors and payment gateways.
Faster settlement
Send and receive payments in USD or stablecoins instantly through ACH, wire, or blockchain rails; most transfers settle within minutes or same day (T+0–T+1).
Fair FX rates, always
Access bank-grade, transparent exchange rates when converting or sending internationally. No hidden margins, no inflated spreads, just fair, real-market pricing.
Flexible funding
Top up your Due account instantly via ACH transfers, wire payments, debit cards, or stablecoins. Enjoy fast, low-cost funding across domestic and international rails.
Virtual account numbers
Access U.S. bank account details to receive payments locally in USD or globally in other major currencies. Convert funds at competitive rates or withdraw seamlessly to your U.S bank.
Non-custodial security
Your wallet is secured by biometrics and encryption, giving you full ownership of your digital assets and fiat funds, protected under U.S. regulatory-grade security standards.
Mobile money
Transfer from your linked bank or account using domestic payment apps connected to ACH or FedNow.
Local bank transfers
Send USD instantly through FedNow or same-day via wire transfer and ACH.
SWIFT international transfers
Send USD, EUR, or GBP via SWIFT to global accounts with transparent conversion.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle to USD through local rails.
Real‑time payment methods
Use FedNow for 24/7 instant payments across USA banks and fintechs.
Mobile wallets
Pay in from a bank-linked wallet or account; funds settle directly in USD to recipients.
Mobile money
Accept funds through linked domestic payment apps tied to ACH or FedNow networks.
Local bank transfers
Receive USD via FedNow, ACH, or wire transfer directly into your USA bank account.
SWIFT international transfers
Receive USD, EUR, or GBP via SWIFT, with transparent FX and fast settlement.
Stablecoin transfers
Sender funds in USDC/EURC; recipient receives USD in a bank account or wallet.
Real‑time payment methods
Receive USD instantly 24/7 through FedNow, supported by major USA banks.
Mobile wallets
Receive directly into a bank-linked wallet in USD, secure, traceable, and instant.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open & verify
Enable USA beneficiaries in your Due account.
Fund & quote
Bank transfer or stablecoins → confirm landed FX/fees
Send money
We route RTP/FedNow by default, then Same Day ACH/ACH or Fedwire/SWIFT as needed. Track end-to-end in Due.
FAQ: sending money to the USA
Both are real-time, 24/7 account-to-account rails. RTP is operated by The Clearing House; FedNow by the Federal Reserve. We support both and auto-select based on reachability and limits.
Network caps are up to $10M on both RTP and FedNow as of 2025; individual banks can set lower send/receive limits.
It settles in three daily windows; it’s batch, not real-time, and capped at $1M per payment.
Use Fedwire for high-value or time-critical payments that need RTGS finality during system hours.
Routing (ABA) + account number + name. The USA does not use IBAN for domestic accounts.



