Move money across Bulgaria and beyond with speed, transparency, and control. Due lets individuals and businesses send, receive, and convert funds in EUR or digital currencies instantly, with minimal fees and no hidden costs.
Minimal processing fees
Pay less than 0.5% to process international transfers, compared to the 4–6% charged by traditional Bulgarian and EU banks.
Faster settlement
Send or receive funds in USDC or EUR instantly or within 24 hours, whether to a local account or an international destination.
Fair FX rates, always
Enjoy real market exchange rates with zero hidden markups. Due ensures transparent conversions for every transaction, no matter the currency.
Flexible funding
Top up your Due account via bank transfer, card payment, mobile wallet, or stablecoin deposit, whichever suits your workflow best.
Virtual account numbers
Access local EUR or USD account details to receive international payments directly, convert seamlessly, or withdraw to your Bulgarian bank.
Non-custodial security
Your funds remain fully under your control, secured by biometrics, advanced encryption, and Due’s self-hosted infrastructure.
Mobile money
Send BGN instantly through mobile banking apps connected to Bulgaria’s instant payment rails.
Local bank transfers
Transfer to Bulgarian accounts via domestic BGN systems, settled instantly or same day.
SWIFT international transfers
Send USD, EUR, GBP, or BGN worldwide through SWIFT, with transparent FX and full tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in BGN or EUR.
Real‑time payment methods
Use Bulgaria’s instant bank-to-bank infrastructure for 24/7 domestic transfers.
Mobile wallets
Pay from bank-linked wallets (Apple Pay, Google Pay) with immediate BGN settlement.
Mobile money
Receive BGN instantly through instant-payment mobile or online banking apps.
Local bank transfers
Get paid via domestic BGN rails, credited instantly or same day to your Bulgarian account.
SWIFT international transfers
Receive USD, EUR, GBP, or BGN via SWIFT, converted fairly at transparent FX rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to BGN or EUR and deposited securely.
Real‑time payment methods
Enjoy 24/7 settlement through Bulgaria’s instant transfer systems.
Mobile wallets
Receive funds directly into bank-linked wallets for fast, secure access to BGN.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open your account
Complete onboarding and KYC.
Fund & convert
Deposit by bank or stablecoins; confirm the quote.
Send money
Choose SEPA Instant for EUR or local rails for BGN and release the payment.
FAQ: sending money to Bulgaria
Yes. Due offers tailored solutions for individuals, freelancers, and companies managing cross-border payments or local settlements.
You can hold and transact in EUR, USD, and major stablecoins (USDC, USDT, EURC), making global transfers faster and more cost-effective.
Transfers in EUR or USDC are typically instant or processed within 24 hours, depending on the method used.
Absolutely. You can withdraw to any BGN or EUR account in Bulgaria through SEPA or local transfer options.
Yes. Due uses real-time market FX rates, ensuring you always get competitive conversions between EUR, BGN, and supported digital assets.



