Move USD or EUR and deliver in CNY to Chinese bank accounts or major wallets. Transparent FX, low processing fees, and routes that respect China’s documentation rules.
Minimal processing fees
Pay less than 0.5% to process international transfers, significantly lower than the 4–6% charged by traditional banks and cross-border payment processors.
Faster settlement
Send or receive payments in CNY or USDC instantly or settle in major global currencies within 24 hours, using Due’s optimized on- and off-chain rails.
Fair FX rates, always
Access real-market foreign exchange rates without hidden margins or excessive spreads. Convert CNY, USD, EUR, or SGD seamlessly at fair FX.
Flexible funding
Top up your Due account with CNAPS bank transfers, Alipay, WeChat Pay, or stablecoins. Seamlessly fund your wallet from local or global sources.
Virtual account numbers
Access local CNY bank details to receive payments from clients in China or abroad. Instantly convert funds at fair FX rates or withdraw globally through CIPS.
Non-custodial security
Your funds are secured by biometric authentication, giving you full control and ownership of your assets with the protection of a self-hosted wallet.
Mobile money
Transfer funds instantly using Alipay or WeChat Pay, China’s leading digital payment platforms.
Local bank transfers
Send CNY directly to Chinese bank accounts through CNAPS or CIPS for domestic and cross-border settlements.
SWIFT international transfers
Send USD, EUR, or CNY via SWIFT to China-based banks with transparent conversion.
Stablecoin transfers
Fund with USDC or EURC, convert to CNY, and deliver locally through approved rails.
Real‑time payment methods
Use CNAPS Instant or connected clearing rails for fast local bank transfers.
Mobile wallets
Send money directly to Alipay or WeChat Pay wallets via partners such as Western Union, Xoom, or Ria using the recipient’s mobile number.
Mobile money
Get payments to Alipay or WeChat Pay wallets, fast, reliable, and widely accepted nationwide.
Local bank transfers
Receive CNY into any Chinese bank account through CNAPS or CIPS channels.
SWIFT international transfers
Receive USD, EUR, or CNY through SWIFT, converted to local currency on arrival.
Stablecoin transfers
Sender funds in USDC/EURC; recipient receives CNY in a local bank or wallet.
Real‑time payment methods
Funds credited instantly to local accounts through CNAPS Instant or equivalent rails.
Mobile wallets
Receive funds directly into Alipay or WeChat Pay via Western Union, Xoom, or Ria using a linked mobile number.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.
Open your account
Complete onboarding/KYC to enable USD/EUR funding and CNY delivery.
Top up your wallet
Top up by bank transfer or stablecoins; confirm the real-time FX before you send.
Send money
Choose bank or wallet, add the required fields (incl. CNAPS for banks), and track to completion.
FAQ: sending money to china
Send money
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Join thousands of users who rely on Due for fast, secure, and affordable international money transfers.
