Ghana

Send money
to Ghana

Fund in USD/EUR and deliver GHS to Ghanaian bank accounts or major mobile wallets. Transparent FX, lean processing, and tracking from quote to arrival.

Send
GBP
Get
USD
Exchange rate x 114.81150

Arrives in minutes

Mexico
Cameroon
Portugal
Malawi
Sweden
Senegal
South Africa
Netherlands
Tanzania
Germany
Ivory Coast
Scotland
Rwanda
England
Nigeria
United States

Why choose Due for money transfers to Ghana

Low processing costs

Send and receive money globally for under 0.5%, compared to the 4–6% charged by traditional processors, helping you keep more of what you earn <0.5%.

<0.5%

Instant transfers

Enjoy real-time settlements in USD, GHS, or stablecoins, with most payments processed instantly or within 24 hours faster than banks or remittance apps.

Instant

Transparent FX rates

Get honest, market-aligned exchange rates for the Ghanaian Cedi and other currencies. No hidden fees, no inflated spreads, just Fair FX every time.

Fair FX

Everything you need to move money to Ghana

  • Flexible funding

    Top up your Due account seamlessly using bank transfers, mobile wallets, or stablecoins. Move your funds the way that suits you best.

  • Virtual account numbers

    Access local banking details in major currencies to receive payments, convert funds at fair rates, or withdraw in Ghanaian Cedi (GHS) whenever you need.

  • Non-custodial security

    Your money stays fully protected and self-owned, thanks to biometric authentication and secure, non-custodial wallet technology.

Ways to Send Money
to Ghana

  • Mobile money

    Send GHS instantly through MTN MoMo, AirtelTigo Money, or Vodafone Cash, available nationwide.

  • Local bank transfers

    Transfer to Ghanaian bank accounts via GhIPSS Instant Pay (GIP) or EFT for same-day settlement.

  • SWIFT international transfers

    Send USD, EUR, GBP, or GHS globally through SWIFT with transparent FX and full tracking.

  • Stablecoin transfers

    Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in GHS.

  • Real‑time payment methods

    Use GhIPSS Instant Pay for 24/7 domestic transfers between banks and wallets.

  • Mobile wallets

    Pay from your mobile wallet or bank-linked app with instant GHS settlement to recipients.

Ways to Receive Money
In Ghana

  • Mobile money

    Receive GHS instantly through MTN MoMo, AirtelTigo Money, or Vodafone Cash 24/7.

  • Local bank transfers

    Get funds to your Ghanaian bank account via GIP or EFT, cleared in real time or same day.

  • SWIFT international transfers

    Receive USD, EUR, GBP, or GHS through SWIFT, converted at transparent FX rates.

  • Stablecoin transfers

    Accept USDC or EURC, automatically converted to GHS and credited to your wallet or account.

  • Real‑time payment methods

    Receive instantly with GhIPSS Instant Pay, connecting banks and wallets nationwide.

  • Mobile wallets

    Get GHS directly into your MoMo or Vodafone Cash wallet for instant access or withdrawal.

Global compliance & trust you can always rely on

Licensed & regulated

We follow strict financial regulations, so your transfers meet international compliance standards.

KYC & AML protection

All accounts are verified to prevent fraud, ensuring your money moves safely and legally.

Data privacy first

Our processes align with international banking and payment rules, giving you trusted worldwide access.

Lightning-fast integration

Get live in minutes with RESTful APIs, comprehensive SDKs, and detailed documentation.

Lightning-fast integration

Get live in minutes with RESTful APIs, comprehensive SDKs, and detailed documentation.

Lightning-fast integration

Get live in minutes with RESTful APIs, comprehensive SDKs, and detailed documentation.

Create Your
Due Account

Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

  • Open your account

    Complete onboarding/KYC to enable USD/EUR funding and GHS delivery.

  • Fund & lock your quote

    Top up by bank or stablecoins; confirm the real-time rate before you send.

  • Send money

    Choose GIP or Mobile Money, add recipient details, and track every hop to completion.

Ready to move
Money smarter?

Get started in minutes and send money worldwide instantly — no hassle, no waiting.

FAQ: sending money to Ghana

Can I pay directly to mobile wallets?
How fast do transfers arrive?
What details do I need for a wallet payout?
What are the fees and spread with Due?
Is cross-network wallet transfer supported?

Send money
with Due

Join thousands of users who rely on Due for fast, secure, and affordable international money transfers.