Send, receive, and manage funds in multiple currencies, from local SEPA transfers to instant stablecoin settlements, all through one secure, non-custodial Due account.
Minimal processing fees
Pay under 0.5% to process international payments, far below the 4–6% charged by traditional banks and processors.
Faster settlement
Get your transfers cleared in USDC or EUR instantly, or in local currency within 24 hours using SEPA or Due’s stablecoin rails.
Fair FX rates, always
Access institutional-grade foreign exchange rates, no hidden spreads, no inflated conversion margins, ever.
Flexible funding
Top up your Due account with SEPA transfers, mobile wallets, or stablecoins, ideal for Malta’s digital-first ecosystem.
Virtual account numbers
Access local bank details in EUR and other major currencies to receive payments, convert at market rates, or withdraw globally.
Non-custodial security
Your funds remain fully owned and protected by biometrics, combining institutional-grade safety with the freedom of a self-hosted wallet.
Mobile money
Send EUR instantly through local mobile banking apps connected to SEPA Instant for fast, seamless transfers.
Local bank transfers
Make domestic and EU transfers in EUR via SEPA with same-day or instant settlement.
SWIFT international transfers
Send USD, GBP, or EUR globally through SWIFT, with transparent FX and reliable tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in EUR.
Real‑time payment methods
Transfer money 24/7 within Malta or the EU using SEPA Instant.
Mobile wallets
Pay through bank-linked wallets or digital apps for convenient EUR payments.
Mobile money
Receive EUR instantly through mobile apps and online banking platforms connected to SEPA Instant.
Local bank transfers
Get paid through SEPA, with EUR credited instantly or same day to your Maltese account.
SWIFT international transfers
Receive multi-currency payments through SWIFT and convert to EUR at fair rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to EUR and settled securely.
Real‑time payment methods
Enjoy 24/7 instant settlement within Malta and the EU via SEPA Instant.
Mobile wallets
Receive payments to digital wallets linked to your bank account for fast access to funds.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open your account
Enable EUR delivery to Malta.
Fund & lock FX
Bank transfer or stablecoins (USDC/USDT/EURC); confirm your live quote.
Send money
Pick SEPA Instant / SEPA (or SWIFT), add beneficiary, track every hop to completion.
FAQ: sending money to Malta
Yes. Due supports local EUR payments via SEPA and SEPA Instant, enabling real-time transfers between Maltese and EEA bank accounts when the recipient’s bank supports instant settlement.
Absolutely. You receive a dedicated EUR IBAN under Due’s regulated banking partners in the EEA, which works seamlessly for SEPA Credit and SEPA Instant payments across Malta and Europe.
Transfers within SEPA usually settle instantly or within one business day. SWIFT payments in other currencies (USD, GBP) typically arrive in 1–3 business days, depending on correspondent banks.
Yes. You can top up in USDC, USDT, or EURC, convert at institutional-grade FX rates, and withdraw locally via SEPA or SEPA Instant, ideal for businesses handling digital or cross-border revenue.
Yes. Due operates under EU-compliant payment infrastructure and partners with regulated financial institutions that meet PSD2 and EMD standards, ensuring full compliance across Malta and the European Economic Area.



