Fund in USD or EUR, convert at institutional FX, and deliver PHP to any bank account or major mobile wallet in the Philippines. Fast, affordable, and transparent, track every transfer from quote to arrival.
Minimal processing fees
Pay under 0.5% to send money abroad, far less than the 4–6% many remittance platforms charge.
Faster settlement
Get funds delivered instantly to Philippine bank accounts or mobile wallets via InstaPay and PESONet, or within 24 hours for larger or cross-border transfers.
Fair FX rates, always
Access institutional-grade FX with transparent pricing, no inflated spreads, no hidden markups.
Flexible funding
Top up your account with bank transfers, mobile wallets, or stablecoins, fund in the way that fits your business.
Virtual account numbers
Get local PHP bank details to receive payments, convert at great rates, or withdraw globally with ease.
Non-custodial security
Your funds remain fully yours, protected by biometrics and secured in a self-hosted wallet for total control.
Mobile money
Transfer to wallets like GCash, Maya, or ShopeePay instantly using verified mobile numbers.
Local bank transfers
Send PHP to domestic accounts via InstaPay or PESONet, available nationwide.
SWIFT international transfers
Send USD/EUR/PHP via SWIFT to Philippine bank accounts.
Stablecoin transfers
Fund in USDC or EURC, convert at institutional FX, and deliver in PHP locally.
Real‑time payment methods
Use InstaPay for instant settlement; PESONet for batch transfers and scheduled pay-ins.
Mobile wallets
Send money using GCash, Maya, or ShopeePay for fast local transfers and wallet top-ups.
Mobile money
Receive to GCash, Maya, or ShopeePay wallets, all supporting local and international inflows.
Local bank transfers
Receive PHP into bank accounts via InstaPay or PESONet.
SWIFT international transfers
Receive USD/EUR/PHP from abroad via SWIFT into local bank accounts.
Stablecoin transfers
Sender funds in USDC/EURC; recipient gets PHP in their bank or wallet, no crypto wallet needed.
Real‑time payment methods
Instant wallet or bank credits through InstaPay, available 24/7.
Mobile wallets
Receive directly to GCash, Maya, or ShopeePay for seamless local access.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open & verify
Enable PHP payouts and PH beneficiaries.
Fund & quote
Bank or stablecoins → confirm live FX.
Send
Due routes via InstaPay by default; shifts to PESONet/RTGS/SWIFT as needed; track to receipt.
FAQ: sending money to the Philippines
InstaPay is real-time, 24/7; PESONet clears in bulk, same day if before cut-off, next banking day otherwise.
Account name, bank name, and account number. For SWIFT, include BIC. (The Philippines does not use IBAN for domestic PHP.)
Per-transfer caps are set by providers; the common ceiling is ₱50,000 per transaction. Split larger amounts or route via PESONet/RTGS.
For high-value or time-critical PHP payments that need same-day finality on central-bank books, use PhilPaSSplus (RTGS) during its operating hours.
Yes, via SWIFT to FCY accounts; arrivals typically T+1–T+3 and subject to bank/correspondent paths.



