Global
payouts

Pay out locally in 80+ countries, and over SWIFT in 150+

Send to bank accounts, mobile money and e-wallets on local rails, or internationally over SWIFT. No pre-funding: fund each payout just in time, in stablecoins or fiat, and see every fee before you commit.

Book a callExplore API
USDC →
← Mexico
MXNSPEI
Instant

Pay out where your users bankLocal rails in 80+ countries and SWIFT in 150+, plus stablecoins on 12 networks, each with its settlement time.

See every corridor

Trusted by forward-thinking brands

From quote
to paid out

Add the recipient

A bank account, mobile money or e-wallet, or a crypto address. Fields are checked per country and duplicate recipients are caught for you.

New recipient
TypeBank account
CountryNigeria
BankPicked from the list
Details valid for Nigeria
Not a duplicate

Quote it

Quote by what you send or by what they receive. The fees for each side and the rate come back together. Once the transfer is created, the rate is fixed for 2 hours while you fund it.

QuoteValid 2 min
You sendUSD over ACH
They receive500,000.00 NGN
FeesItemised per side
Rate once createdFixed for 2 hours

Fund it just in time

No pre-funded balance to manage. Fund each payout when you create it, in stablecoins or fiat.

Fund transferNo pre-funding
StablecoinsFrom your wallet, on any of 12 networks
FiatBy bank transfer in a supported currency

Track to settlement

Follow every status until the payment is processed, including manual review and refunds if they happen.

Transfer statusProcessed
Awaiting funds
Funds received
Approved
Payment submitted
Payment processed

Choose Due to pay out
locally and internationally

  • No pre-funding

    Fund each payout when you send it, in stablecoins or fiat. No balances parked in advance in every market.

  • Local and international

    Local rails where they fit, and SWIFT where a business payment has to go by wire, as some import and export payments do.

  • Mobile money and e-wallets

    Mobile money in Tanzania, Uganda, Zambia, Sierra Leone and the XOF region; e-wallets in the Philippines, Indonesia, Pakistan and Bangladesh.

  • A rate that holds

    Once a transfer is created its rate is fixed for 2 hours. Like-for-like transfers are held for 24 hours.

  • Your own margins

    Add your markup on top of Due’s fees, or subsidise them for your users. Example: a 0.5% markup on a 10,000 USD payout earns you 50 USD.

  • Fiat to fiat, direct

    Fund in one fiat currency and deliver in another, quoted end to end. Not available with EUR, BRL, ARS or USD on either side.

80+ countries on local rails

Every live payout currency with its rails and documented settlement time. USD, EUR and GBP also go over SWIFT, to 150+ countries.

Where you can pay out on local railsWorld map of Due coverage
USDACH · Wire · FedNow
CADEFT
MXNSPEI
COPBre-B
BRLPIX
CLPLocal wire
GBPFaster Payments
EURSEPA Instant
NGNNIP
TZSMobile money
SARSARIE
INRUPI · IMPS
CNYWeChat Pay · Alipay
JPYLocal wire
PHPInstaPay · e-wallets
IDRBI-FAST
AUDLocal wire
LiveComing soonSee full coverage →
CurrencyRailsSettlement timeStatus
EUREuro area
SEPA Instant, SEPA CreditInstant (SEPA Instant), T+0 to T+1 (SEPA Credit)Live
GBPUnited Kingdom
Faster PaymentsInstantLive
DKKDenmark
Local wireT+1Live
NOKNorway
Local wireT+1Live
PLNPoland
Local wireT+0Live

Stablecoin payouts (USDC, USDT, EURC, BRLA) are instant on every supported network. FedNow payouts need the recipient’s bank to be on the FedNow Service. Fiat-to-fiat routes are not available when EUR, BRL, ARS or USD is on either side.

Coming soonARSPENKESGHSSGDFull coverage →

Cross-border transfers, inside your app

924.50 EUR deliveredSEPA Instant
For developers

Quote it, fund it, track it.

Quote by send or receive amount, then fund in stablecoins by signing or through a funding address.

Explore API
# Quote by what the recipient gets: USD in, NGN 500,000 out
curl -X POST https://api.due.network/v1/transfers/quote \
  -H "Authorization: Bearer your_api_key" \
  -H "Due-Account-Id: your_account_id" \
  -H "Content-Type: application/json" \
  -d '{
    "source": { "rail": "ach", "currency": "USD", "amount": "0" },
    "destination": { "rail": "bank_africa", "currency": "NGN", "amount": "500000.00" }
  }'
REST · JSON · signed webhooks
  • Funding without signingSend the exact amount once to a one-time funding address.
  • Your markupSet applicationFeeBps on the quote to add your margin or subsidise fees.
  • Purpose codesReturned per channel, so required codes are known up front.

Licensed
& regulated

European UnionMiCA CASP

Due Network, S.L. (CIF B16407272) is a company incorporated in Spain and registered as a Crypto Assets Service Provider (CASP) regulated by the Comisión Nacional del Mercado de Valores (CNMV) under the European MiCA regime.

United StatesMSB

Due Technologies Inc., registered in the State of Delaware, is registered as a Money Services Business (MSB) and works with sponsor banks for US dollar accounts. Due Technologies Inc. is a technology services provider, not a bank.

CanadaRPAA PSP

Due Payments Inc. is a registered Payment Service Provider (PSP) under Canada’s Retail Payment Activities Act (RPAA), supervised by the Bank of Canada.

ArgentinaPSAV

Due is registered with Argentina’s Comisión Nacional de Valores (CNV) as a Virtual Asset Service Provider, listed in its PSAV registry.

Onboarding follows international KYC and AML standards and sanctions regimes, including OFAC, EU, UN, UK and MAS.

More on payouts

How businesses choose between payment rails, what the alternatives to SWIFT are, and what T+0 to T+3 settlement means for your payouts.

All articles
Payments

B2B cross-border payments: Rails, costs, and how to choose

7 min read
Money transfers

SWIFT Alternatives: Instant Rails, Stablecoins, and Payment Networks

7 min read
Payments

Payment Settlement: T+0, T+1, T+3 Settlement Cycles Explained

10 min read

Frequently Asked Questions

Which countries can I pay out to?
How fast do payouts arrive?
Do I need to pre-fund?
How long is the rate held?
Can I pay out fiat from fiat?

Start paying out

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