Move money to and from Germany effortlessly with Due, enjoy instant settlements, fair FX rates, and fees under 0.5%. Send, receive, and manage global payments with full transparency and security.
Minimal processing fees
Pay less than 0.5% to send or receive international payments to and from Germany, far lower than the 4–6% charged by traditional banks.
Faster settlement
Enjoy near-instant settlement in EUR, USD, or USDC; most transfers complete in under 24 hours, ensuring quick access to funds.
Fair FX rates, always
Access competitive exchange rates with no hidden margins or inflated spreads. Due keeps your transfers transparent and cost-efficient.
Flexible funding
Top up your Due account using bank transfers, mobile wallets, or stablecoins for total control over your payments.
Virtual account numbers
Access local EUR and USD account details to receive cross-border payments, convert instantly, or withdraw globally.
Non-custodial security
Your Due vault is secured by biometric encryption, ensuring you retain full ownership of your funds within a self-hosted wallet.
Mobile money
Send EUR instantly through mobile banking apps or wallets connected to SEPA Instant.
Local bank transfers
Transfer to German or EU accounts via SEPA or SEPA Instant, with instant or same-day settlement.
SWIFT international transfers
Send USD, GBP, or EUR globally through SWIFT, with transparent FX and full tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in EUR.
Real‑time payment methods
Use SEPA Instant for 24/7 domestic and EU-wide payments.
Mobile wallets
Pay from bank-linked wallets or digital apps (Apple Pay, Google Pay), with instant EUR settlement.
Mobile money
Receive EUR instantly through SEPA Instant-enabled banking or wallet apps.
Local bank transfers
Get paid via SEPA or SEPA Instant, credited instantly or same day to your German account.
SWIFT international transfers
Receive USD, GBP, or EUR through SWIFT, converted fairly at transparent FX rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to EUR and deposited securely.
Real‑time payment methods
Enjoy instant settlement 24/7 through SEPA Instant, supported by German and EU banks.
Mobile wallets
Receive EUR into bank-linked wallets or digital apps for fast, secure access to funds.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open your account
Complete onboarding/KYC to enable EUR delivery to Germany.
Fund & lock your quote
Top up by bank or stablecoins; confirm the real-time rate before you send.
Send money
Choose SEPA Instant or SEPA, add recipient details, and track every hop to completion.
FAQ: sending money to Germany
You can send money to Germany via SEPA bank transfers, SWIFT, or stablecoin transfers (USDC, EURC, USDT). Due allows instant conversions and transparent FX rates for both personal and business payments.
Most transfers to or from Germany are settled within 24 hours, and stablecoin or intra-Due transfers are processed instantly.
Due supports EUR, USD, GBP, and leading stablecoins, allowing easy conversion between currencies at competitive exchange rates.
SEPA Instant is the real-time rail; settlement happens in TIPS and RT1 with immediate finality in central-bank money.
Absolutely. Businesses can use Due to pay global vendors, receive international invoices, and settle cross-border transactions in both fiat and stablecoins securely and efficiently.



