Fund in USD/EUR and deliver GHS to Ghanaian bank accounts or major mobile wallets. Transparent FX, lean processing, and tracking from quote to arrival.
Low processing costs
Send and receive money globally for under 0.5%, compared to the 4–6% charged by traditional processors, helping you keep more of what you earn <0.5%.
Instant transfers
Enjoy real-time settlements in USD, GHS, or stablecoins, with most payments processed instantly or within 24 hours faster than banks or remittance apps.
Transparent FX rates
Get honest, market-aligned exchange rates for the Ghanaian Cedi and other currencies. No hidden fees, no inflated spreads, just Fair FX every time.
Flexible funding
Top up your Due account seamlessly using bank transfers, mobile wallets, or stablecoins. Move your funds the way that suits you best.
Virtual account numbers
Access local banking details in major currencies to receive payments, convert funds at fair rates, or withdraw in Ghanaian Cedi (GHS) whenever you need.
Non-custodial security
Your money stays fully protected and self-owned, thanks to biometric authentication and secure, non-custodial wallet technology.
Mobile money
Send GHS instantly through MTN MoMo, AirtelTigo Money, or Vodafone Cash, available nationwide.
Local bank transfers
Transfer to Ghanaian bank accounts via GhIPSS Instant Pay (GIP) or EFT for same-day settlement.
SWIFT international transfers
Send USD, EUR, GBP, or GHS globally through SWIFT with transparent FX and full tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in GHS.
Real‑time payment methods
Use GhIPSS Instant Pay for 24/7 domestic transfers between banks and wallets.
Mobile wallets
Pay from your mobile wallet or bank-linked app with instant GHS settlement to recipients.
Mobile money
Receive GHS instantly through MTN MoMo, AirtelTigo Money, or Vodafone Cash 24/7.
Local bank transfers
Get funds to your Ghanaian bank account via GIP or EFT, cleared in real time or same day.
SWIFT international transfers
Receive USD, EUR, GBP, or GHS through SWIFT, converted at transparent FX rates.
Stablecoin transfers
Accept USDC or EURC, automatically converted to GHS and credited to your wallet or account.
Real‑time payment methods
Receive instantly with GhIPSS Instant Pay, connecting banks and wallets nationwide.
Mobile wallets
Get GHS directly into your MoMo or Vodafone Cash wallet for instant access or withdrawal.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open your account
Complete onboarding/KYC to enable USD/EUR funding and GHS delivery.
Fund & lock your quote
Top up by bank or stablecoins; confirm the real-time rate before you send.
Send money
Choose GIP or Mobile Money, add recipient details, and track every hop to completion.
FAQ: sending money to Ghana
Yes, Due can route to MTN MoMo, Vodafone Cash, and ATMoney via the national MMI switch; otherwise, use bank delivery over GIP.
Mobile-money payouts typically complete in minutes; GIP is real-time for bank-to-bank. SWIFT deliveries into Ghana are 1–3 business days on clean corridors.
Recipient name and wallet number (phone). For bank payouts: beneficiary name, bank, account number, and any required codes. Due validates formats in-flow.
Spread 0.2–0.7%. Processing 0.2–0.3% for cross-border B2B; <1% for merchant processing—quoted before you send.
Yes, MMI enables wallet↔wallet across providers and wallet↔bank/e-zwich transfers nationwide.



