Fund in USD or EUR, convert transparently, and deliver HKD or RMB straight to local bank accounts or wallets, fast, secure, and fully trackable.
Minimal processing fees
Pay less than 0.5% to send or receive cross-border payments, far below the 3–5% charged by most banks and remittance providers in Hong Kong.
Faster settlement
Get your transfers settled instantly in HKD or USDC, or within 24 hours via FPS or global rails, faster than traditional SWIFT transfers.
Fair FX rates, always
Access transparent, market-based FX rates when sending HKD, USD, or CNY abroad. No inflated spreads or hidden conversion fees.
Flexible funding
Top up your Due account with local bank transfers, FPS payments, mobile wallets, or stablecoins for fast and flexible funding.
Virtual account numbers
Get local HKD bank details to receive payments in Hong Kong, convert instantly at great FX rates, or withdraw globally in major currencies.
Non-custodial security
Your vault is protected by biometric authentication, giving you full control and ownership of your funds within a self-hosted wallet.
Mobile money
Fund and send via wallets such as PayMe, AlipayHK or WeChat Pay HK linked to IDs or mobile numbers.
Local bank transfers
Send HKD (or other currencies) via the inter-bank RTGS system (CHATS) for high-value transfers.
SWIFT international transfers
Send USD/EUR/HKD or other major currencies via global SWIFT rails to Hong Kong bank accounts.
Stablecoin transfers
Fund with USDC/EURC (or supported crypto-funding), convert and deliver to Hong Kong bank or wallet accounts (where supported).
Real‑time payment methods
Use the Faster Payment System (FPS) to send funds 24/7 using a mobile number, email or QR-code, supporting both HKD and RMB.
Mobile wallets
Send money instantly in HKD through the Faster Payment System (FPS) or fund transfers via AlipayHK, WeChat Pay HK, or Octopus for seamless delivery.
Mobile money
Receive directly into wallets such as PayMe, AlipayHK or WeChat Pay HK for instant access.
Local bank transfers
Receive HKD (or other supported currencies) into Hong Kong bank accounts via CHATS or other local rails.
SWIFT international transfers
Receive USD/EUR/HKD via SWIFT into Hong Kong bank accounts or wallet-linked accounts.
Stablecoin transfers
Sender funds in USDC/EURC; recipient receives equivalent in HKD (or local currency) into bank or wallet.
Real‑time payment methods
Instant settlement for incoming transfer via FPS using proxy ID (mobile/email) or QR-code.
Mobile wallets
Receive HKD instantly through FPS or directly into wallets like AlipayHK, WeChat Pay HK, and Octopus, available 24/7.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.
Open your account
Complete onboarding/KYC to enable HKD/RMB delivery to Hong Kong.
Fund & confirm FX
Top up by bank or stablecoins; lock the real-time quote.
Send money
Choose FPS for instant or CHATS/SWIFT for RTGS/cross-border; add recipient details and track to completion.
FAQ: sending money to Hong Kong
Send money
with Due
Join thousands of users who rely on Due for fast, secure, and affordable international money transfers.
