Experience fast, low-cost, and borderless payments built for individuals and businesses in Latvia. With Due, you can send, receive, and convert funds globally, all with transparent fees, fair FX rates, and instant settlement.
Minimal processing fees
Pay less than 0.5% to process international payments, far below the 4–6% charged by traditional processors. No hidden costs, no inflated FX spreads.
Faster settlement
Get your payments settled in USDC or directly in EUR, instantly or within 24 hours, depending on the destination.
Fair FX rates, always
Access the most competitive exchange rates in the market and avoid unreasonable margins or hidden conversion fees.
Flexible funding
Top up your Due account easily with bank transfers, mobile wallets, or stablecoins, giving you total flexibility over how you fund transactions.
Virtual account numbers
Get local EUR account details to receive payments across Europe via SEPA, convert at transparent rates, or withdraw globally with ease.
Non-custodial security
Your funds are protected by biometric security, giving you full ownership and control through Due’s self-hosted, non-custodial wallet architecture.
Mobile money
Send EUR instantly through mobile banking apps connected to SEPA Instant.
Local bank transfers
Transfer to Latvian or EU accounts via SEPA or SEPA Instant, with instant or same-day settlement.
SWIFT international transfers
Send USD, GBP, or EUR worldwide through SWIFT, with transparent FX and full tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in EUR.
Real‑time payment methods
Use SEPA Instant for 24/7 domestic and cross-border transfers across the EU.
Mobile wallets
Pay directly from bank-linked wallets or fintech apps, with instant EUR settlement to recipients.
Mobile money
Receive EUR instantly through SEPA Instant-enabled mobile or online banking apps.
Local bank transfers
Get paid via SEPA or SEPA Instant, credited instantly or same day to your account.
SWIFT international transfers
Receive USD, GBP, or EUR via SWIFT, converted transparently at fair FX rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to EUR and deposited securely to your account.
Real‑time payment methods
Enjoy 24/7 instant settlement through SEPA Instant, supported by major Latvian banks.
Mobile wallets
Receive directly into bank-linked wallets or fintech apps for fast, secure EUR access.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open your account
Enable EUR delivery to Latvia.
Fund & lock FX
Bank transfer or stablecoins (USDC/USDT/EURC), confirm your live quote.
Send money
Choose SEPA Instant / SEPA, add the beneficiary, and track to completion.
FAQ: sending money to Latvia
Yes, if the recipient bank is reachable for SEPA Instant (TIPS/RT1), funds usually post in ≤10 seconds at any hour; otherwise, standard SEPA applies.
You can hold, send, and receive EUR, USD, GBP, and USDC. Due’s system automatically converts between currencies at real-market FX rates, without hidden spreads or inflated conversion fees.
Payments in EUR via SEPA are typically instant or completed within 24 hours. SWIFT transfers may take 1–3 business days, depending on the receiving bank and destination. Stablecoin and wallet transfers are instant.
Due charges less than 0.5% per transaction, significantly lower than traditional banks that charge 4–6%. Same-currency transfers often cost under €0.50, while FX-based transfers remain fully transparent.
Yes. Due operates under EU financial compliance standards, supporting SEPA and SWIFT networks with biometric and non-custodial security. Your funds remain under your full control in a self-hosted, encrypted wallet.



