Send, receive, and convert funds across Europe with institutional-grade speed and transparency. Access SEPA Instant, multi-currency accounts, and stablecoin funding, all from one secure platform.
Minimal processing fees
Pay less than 0.5% to process international payments instead of the 4–6% charged by traditional banks and intermediaries.
Faster settlement
Send and receive funds in USDC or local currency instantly; most payments settle within 24 hours.
Fair FX rates, always
Access transparent, institutional-grade exchange rates, no hidden spreads, no inflated margins.
Flexible funding
Top up your Due account with Luxembourgish or EU bank transfers, mobile wallets, or stablecoins.
Virtual account numbers
Get EUR and multi-currency IBANs to receive payments, convert at market FX, or withdraw globally.
Non-custodial security
Your assets are secured by biometrics, giving you full control and ownership of funds through Due’s self-hosted vault infrastructure.
Mobile money
Send EUR instantly through mobile banking apps connected to SEPA Instant, available across Luxembourg and the EU.
Local bank transfers
Transfer EUR domestically or within the EU via SEPA, with same-day or instant settlement.
SWIFT international transfers
Send USD, GBP, or EUR worldwide through SWIFT, with transparent FX rates and end-to-end tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in EUR.
Real‑time payment methods
Make instant transfers 24/7 across Luxembourg and Europe using SEPA Instant.
Mobile wallets
Pay directly through bank-linked wallets or supported digital payment apps for fast EUR settlement.
Mobile money
Receive EUR instantly through SEPA Instant-enabled banking or wallet apps in Luxembourg.
Local bank transfers
Get paid via SEPA or SEPA Instant, credited to your local EUR account instantly or same day.
SWIFT international transfers
Receive USD, GBP, or EUR through SWIFT, converted transparently at market FX rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to EUR and deposited securely to your account.
Real‑time payment methods
Enjoy instant 24/7 settlement via SEPA Instant, supported by major Luxembourg banks.
Mobile wallets
Receive payments through digital wallets linked to your local or EU bank account.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open your account
Enable EUR delivery to Luxembourg.
Fund & lock FX
Bank transfer or stablecoins (USDC/USDT/EURC); confirm your live quote.
Send money
Pick SEPA Instant/SEPA (or SWIFT), add beneficiary, track every hop to completion.
FAQ: sending money to Luxembourg
Yes. Due supports both SEPA and SEPA Instant transfers, allowing you to send and receive EUR across Luxembourg and the wider European Economic Area (EEA) instantly or within one business day.
Due supports EUR, USD, GBP, CHF, and other major currencies, as well as digital assets like USDC and EURC. You can easily convert between them at institutional-grade FX rates with no hidden spreads.
Transfers in EUR are often instant or completed within 24 hours via SEPA Instant. For cross-border SWIFT payments, settlement usually takes 1–3 business days, depending on the recipient bank.
Yes. Due operates in compliance with EU PSD2 standards and collaborates with regulated financial partners under the oversight of the CSSF. All funds are stored in non-custodial wallets, ensuring full user control.
Due charges under 0.5% to process international payments, compared to the 4–6% typically charged by traditional processors. Most transactions cost between 0.2% and 0.7%, primarily for FX conversions. For same-currency transfers, fees are usually under €0.50.



