Send, receive, and convert funds in EUR or major currencies with instant settlement, transparent fees, and full control over your money.
Minimal processing fees
Pay under 1% to process global or local transfers, far lower than the 4–6% typically charged by traditional banks and processors.
Faster settlement
Send and receive payments in EUR, USD, or stablecoins with instant settlement or in under 24 hours, anywhere in the world.
Fair FX rates, always
Access bank-grade exchange rates with full transparency, no hidden markups, no inflated spreads, just Fair FX.
Flexible funding
Top up your account through Monaco’s local banks, international transfers, mobile wallets, or stablecoins, all in one place.
Virtual account numbers
Access local and international bank details to send or receive payments in multiple currencies, convert at market rates, or withdraw globally.
Non-custodial security
Your funds are secured by biometrics and encryption, giving you full ownership and control with the safety of a self-hosted vault.
Mobile money
Send funds instantly to Monaco or the EU through connected mobile banking apps supporting SEPA Instant.
Local bank transfers
Transfer EUR domestically or across the EU via SEPA for fast, low-cost settlement.
SWIFT international transfers
Send USD, GBP, or EUR worldwide through SWIFT with transparent FX and full tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC and convert at institutional FX for same-day EUR delivery.
Real‑time payment methods
Enjoy 24/7 instant transfers within Monaco and the EU via SEPA Instant.
Mobile wallets
Pay through bank-linked digital wallets with quick EUR settlement.
Mobile money
Receive funds directly through SEPA Instant-enabled mobile banking apps used across Monaco and Europe.
Local bank transfers
Get EUR payments through SEPA, credited instantly or same day to your Monaco account.
SWIFT international transfers
Receive multi-currency payments via SWIFT and convert to EUR at competitive rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to EUR and credited securely to your account.
Real‑time payment methods
Benefit from instant, 24/7 settlement through SEPA Instant.
Mobile wallets
Receive payments directly to digital wallets linked to your local or EU bank account.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open your account
Enable EUR delivery to Monaco.
Fund & lock FX
Bank transfer or stablecoins (USDC/USDT/EURC); confirm your live quote.
Send money
Choose SEPA Instant / SEPA (or SWIFT if needed), add beneficiary, and track every hop.
FAQ: sending money to Monaco
Yes. Due supports euro-denominated transfers in Monaco through SEPA bank rails, stablecoins, and virtual IBANs. You can send or receive EUR payments instantly or within 24 hours.
Due charges under 1% per transaction, often 0.2–0.7% for FX conversions and less than €0.50 for same-currency transfers. There are no hidden spreads or inflated FX margins.
Transfers in stablecoins or between Due users settle instantly, while SEPA or SWIFT transfers typically clear within 24 hours, depending on the recipient’s bank.
Yes. You can receive international payments via virtual account numbers (IBANs) in multiple currencies, EUR, USD, GBP, directly into your Due wallet, with automatic currency conversion if needed.
Absolutely. Due operates on a non-custodial model, meaning you retain full control of your funds. Biometric protection and self-hosted wallet infrastructure ensure top-tier security.



