Send and receive funds instantly across Poland and Europe with Due, fast EUR and PLN transfers, fair FX rates, and total control over your money.
Minimal processing fees
Pay under 0.5% to move funds internationally, far lower than the 4–6% typically charged by banks and remittance services in Poland.
Faster settlement
Send or receive money in EUR, USD, or PLN with near-instant settlement through SEPA Instant or local transfers, usually within minutes or under 24 hours.
Fair FX rates, always
Access real-market exchange rates for PLN, EUR, and USD, without inflated margins, hidden markups, or conversion delays.
Flexible funding
Top up your Due account via Polish bank transfers (PLN or EUR), mobile wallets, or stablecoins, whichever works best for your business.
Virtual account numbers
Access local EUR and PLN IBANs to receive payments seamlessly, exchange at great rates, or withdraw globally without friction.
Non-custodial security
Your funds are secured by biometrics and stored in a self-hosted wallet, giving you complete ownership and protection at all times.
Mobile money
Send PLN instantly through mobile banking apps using Express Elixir or BlueCash.
Local bank transfers
Transfer to Polish accounts via Express Elixir, BlueCash, or SORBNET2, with real-time or same-day settlement.
SWIFT international transfers
Send USD, EUR, GBP, or PLN globally through SWIFT, with transparent FX and tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in PLN.
Real‑time payment methods
Use Express Elixir for 24/7 instant domestic transfers between Polish banks.
Mobile wallets
Pay in through bank-linked wallets or apps, with instant PLN settlement to recipients.
Mobile money
Receive PLN instantly through Express Elixir or BlueCash-enabled mobile apps.
Local bank transfers
Get funds via Express Elixir, BlueCash, or SORBNET2, credited instantly or same-day.
SWIFT international transfers
Receive USD, EUR, GBP, or PLN via SWIFT, converted transparently at fair FX rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to PLN and deposited securely into your account.
Real‑time payment methods
Enjoy 24/7 instant settlement through Express Elixir, supported by major banks.
Mobile wallets
Receive directly into bank-linked wallets or apps for fast, traceable PLN access.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open & verify
Enable PLN/EUR payouts; add beneficiaries.
Fund & quote
Bank or stablecoins → confirm landed FX.
Send money
PLN via Express Elixir/Elixir/SORBNET2; EUR via Euro Elixir/SEPA; SWIFT as needed. Track to receipt.
FAQ: sending money to Poland
Yes. Due supports direct transfers to Polish bank accounts via SEPA (EUR) or domestic PLN rails such as Elixir and Express Elixir, enabling same-day or instant delivery depending on the bank’s network.
Transfers in EUR through SEPA Instant settle in seconds, while standard SEPA and Elixir payments typically complete within the same business day. SWIFT transfers to or from non-EU countries may take up to three days.
Yes. With Due, you can maintain multi-currency balances, including PLN, EUR, USD, and stablecoins (USDC, EURC), allowing easy conversion at institutional FX rates.
Absolutely. Both individuals and registered companies in Poland can open Due accounts to send, receive, and manage funds globally with full compliance under EU e-money and crypto regulations.
Due uses non-custodial security, meaning your funds are held in a self-hosted vault protected by biometric authentication and blockchain-grade encryption, giving you complete control over your assets.



