Send and receive money to and from San Marino seamlessly. Enjoy low fees, instant settlement, and transparent FX rates for personal or business payments, fast and secure with Due.
Minimal processing fees
Pay less than 0.5% to send or receive international payments to San Marino, far below the 4–6% typically charged by banks and legacy processors.
Minimal processing fees
Receive your payments in USDC or local currency instantly or within 24 hours, ensuring seamless cross-border transfers.
Fair FX rates, always
Access competitive, transparent exchange rates with no hidden spreads or inflated margins, giving you more value for every euro sent or received.
Flexible funding
Top up your Due account easily with bank transfers, mobile wallets, or stablecoins, whichever suits your needs.
Virtual account numbers
Get local bank details in major currencies to receive payments, convert at great rates, or withdraw globally without friction.
Non-custodial security
Your Due vault is biometrically secured, giving you full control and the peace of mind that comes with a self-hosted wallet.
Mobile money
Send EUR instantly through bank-linked apps or wallets connected to SEPA Instant.
Local bank transfers
Transfer to San Marino or EU accounts via SEPA or SEPA Instant, with instant or same-day settlement.
SWIFT international transfers
Send USD, GBP, or EUR globally through SWIFT, with transparent FX and full traceability.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in EUR.
Real‑time payment methods
Use SEPA Instant for 24/7 transfers across San Marino and the EU.
Mobile wallets
Pay directly from bank-linked wallets or cards, with instant EUR settlement to recipients.
Mobile money
Receive EUR instantly through SEPA Instant-enabled mobile banking apps.
Local bank transfers
Get funds via SEPA or SEPA Instant, credited instantly to your San Marino account.
SWIFT international transfers
Receive USD, GBP, or EUR through SWIFT, converted transparently at fair FX rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to EUR and credited to your bank account.
Real‑time payment methods
Enjoy 24/7 instant transfers via SEPA Instant, supported by EU-connected banks.
Mobile wallets
Receive into bank-linked wallets or apps with secure, real-time EUR access.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open & verify
Enable EUR payouts to San Marino.
Fund & quote
Bank or stablecoins → confirm landed FX.
Send money
We route SEPA Instant by default; roll to SEPA/SWIFT as needed and track to receipt.
FAQ: sending money to San Marino
Yes. San Marino uses EUR and SM IBANs within the SEPA area; SEPA Instant credits in ~seconds when the receiving bank is reachable.
SM IBANs are 27 characters (e.g., SM86 U032 2509 8000 0000 0270 100 in print format). Use the exact IBAN and beneficiary name.
We fall back to standard SEPA (same/next business day). Instant reach depends on the beneficiary PSP’s connection to RT1/TIPS.
Yes, via SWIFT to the recipient’s foreign-currency account; allow T+1–T+3 depending on correspondent paths. (San Marino banks publish BICs for cross-border.)
A small set of domestic banks (e.g., Banca di San Marino, Banca Agricola Commerciale) participates; check the right BIC/SWIFT for your beneficiary.



