Enjoy low-cost transfers, instant settlement, and fair FX rates, sending or receiving in EUR, USD, or digital assets, fast and securely with Due.
Minimal processing fees
Pay less than 0.5% to process international payments from Spain, far lower than the 4–6% typically charged by banks and traditional providers.
Faster settlement
Get your payments settled in EUR, USDC, or local currency instantly, or within 24 hours, wherever your money needs to go.
Fair FX rates, always
Access Spain’s most competitive exchange rates and avoid hidden margins or inflated spreads. With Due, your transfers stay fair, transparent, and efficient.
Flexible funding
Top up your Due account from your Spanish bank account, mobile wallet, or stablecoins, giving you seamless access to global payments from Spain.
Virtual account numbers
Receive payments in EUR, USD, or GBP with local bank details, convert at competitive rates, and withdraw directly to your Spanish account.
Non-custodial security
Your funds are protected with biometric verification and full ownership through a self-hosted wallet, ensuring maximum control and safety for every transfer.
Mobile money
Send EUR instantly through Bizum, Spain’s leading mobile payment platform.
Local bank transfers
Transfer to Spanish or EU accounts via SEPA or SEPA Instant, with real-time or same-day settlement.
SWIFT international transfers
Send USD, GBP, or EUR globally through SWIFT, with transparent FX and tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in EUR.
Real‑time payment methods
Use SEPA Instant for 24/7 cross-border transfers within the EU.
Mobile wallets
Pay in from bank-linked wallets or apps, with instant EUR settlement to recipients.
Mobile money
Receive EUR instantly through Bizum, available through all major Spanish banks.
Local bank transfers
Get paid via SEPA or SEPA Instant, credited to your bank account within seconds.
SWIFT international transfers
Receive USD, GBP, or EUR via SWIFT, converted transparently at market FX rates.
Stablecoin transfers
Accept USDC or EURC, auto-converted to EUR and credited to your account.
Real‑time payment methods
Enjoy instant transfers through SEPA Instant, available 24/7 across the EU.
Mobile wallets
Receive directly into bank-linked wallets or apps with secure, instant access in EUR.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open & verify
Enable Spain beneficiaries in your Due account.
Fund & quote
Bank transfer or stablecoins → confirm live FX and fees.
Send money
We route SEPA Instant by default; fall back to SEPA/SWIFT as needed. Track to completion in Due.
FAQ: sending money to Spain
Yes, SEPA Instant is a core rail in Due’s Real-time Payment Methods set and is supported across the EU, including Spain.
Yes, fund in USDC/USDT/EURc, convert in Due, and pay out in EUR to ES IBANs.
Due automatically falls back to standard SEPA for same/next-day clearing; you can also use SWIFT for non-SEPA flows.
Yes, Due provides borderless accounts for businesses and individuals to send/receive globally.
Yes, Due’s own guide highlights Spain’s high instant-adoption versus the EU average, reinforcing SEPA Instant as the primary rail.



