Manage your payments with confidence, low fees, lightning-fast settlement, and transparent FX rates. Built for Sweden, ready for the world.
Minimal processing fees
Pay less than 0.5% to send or receive international payments from Sweden, instead of the 4–6% typically charged by banks and remittance services.
Faster settlement
Get your payments settled instantly in USDC or Swedish krona (SEK), with transactions completing in under 24 hours, wherever your partners are.
Fair FX rates, always
Access the most competitive and transparent exchange rates when converting between SEK, EUR, USD, and other currencies, no hidden margins or inflated spreads.
Flexible funding
Top up your Due account using Swedish bank transfers (Swish, Bankgiro), mobile wallets, or stablecoins, built for easy funding across local and global channels.
Virtual account numbers
Get local bank details in SEK, EUR, and USD to receive payments from clients or partners worldwide. Convert seamlessly at great rates or withdraw to your Swedish account.
Non-custodial security
Your Due vault is protected by biometric security and gives you full ownership of your funds, with the safety and privacy of a self-hosted wallet.
Mobile money
Send SEK instantly through Swish, Sweden’s national mobile payment system.
Local bank transfers
Transfer to Swedish bank accounts via Bankgirot or Swish, typically instant or same-day.
SWIFT international transfers
Send USD, EUR, GBP, or SEK globally through SWIFT, with transparent FX and tracking.
Stablecoin transfers
Fund in USDC, USDT, or EURC, convert at institutional FX, and settle locally in SEK.
Real‑time payment methods
Use Swish for 24/7 domestic transfers between Swedish banks and fintechs.
Mobile wallets
Pay in from bank-linked wallets or apps, with instant SEK settlement to recipients.
Mobile money
Receive SEK instantly through Swish, available 24/7 across all major Swedish banks.
Local bank transfers
Get funds via Bankgirot or Swish, credited instantly or same-day.
SWIFT international transfers
Receive USD, EUR, GBP, or SEK through SWIFT, converted transparently at fair FX rates.
Stablecoin transfers
Accept USDC or EURC, automatically converted to SEK and credited to your account.
Real‑time payment methods
Enjoy instant transfers through Swish, Sweden’s national instant payment rail.
Mobile wallets
Receive directly into bank-linked wallets or apps, with secure, instant SEK access.
Global compliance & trust you can always rely on
Licensed & regulated
We follow strict financial regulations, so your transfers meet international compliance standards.
KYC & AML protection
All accounts are verified to prevent fraud, ensuring your money moves safely and legally.
Data privacy first
Our processes align with international banking and payment rules, giving you trusted worldwide access.
Transfer money worldwide at internet speed with stablecoins – fast, simple, and secure in just three steps.

Open & verify
Enable SEK/EUR payouts and Swedish beneficiaries.
Fund & quote
Bank transfer or stablecoins → confirm landed FX.
Send money
Due routes RIX-INST for instant SEK by default; rolls to Bankgiro/Dataclearing, RIX-RTGS, SEPA/SEPA Instant, or SWIFT as needed; track to receipt.
FAQ: sending money to Sweden
Yes. RIX-INST is the Riksbank’s always-on instant system; in November 2024, it opened to more instant payment types, not just Swish.
Bankgirot (Bankgiro/Dataclearing) clears ACH-style payments, Autogiro, and e-invoices across banks.
For high-value or time-critical SEK where you want same-day finality on central-bank money during operating hours.
Yes, Sweden is in SEPA. Use SEPA (and SEPA Instant where reachable).
SE IBAN = 24 characters (e.g., SE45 5000 0000 0583 9825 7466). Use the exact IBAN and beneficiary name; BIC may be needed for SWIFT.



